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You've had a successful career–Now it's time for the next chapter

Our multifamily office provides experienced counsel on investing, taxes, and passing on your legacy when the time comes. 

We answer questions like: 

  • What is the best way to invest in retirement?

  • Should I begin planning for estate taxes now?

  • When should I think about a Trust?

  • Which is better for me, a Qualified Charitable Distribution or a Donor Advised Fund?

 

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The Plentiful Wealth Difference:

Advanced Tax Planning

Sophisticated Investment Management

Planned Giving Strategies

Legacy Planning

Interested in Working Together?

It all begins with a fifteen minute call.

01

Get Your Free Retirement Analysis.

Our analysis begins with a call and ends with a roadmap for lowering your taxes and building a better retirement.

02

Take Your Time.

Think things through and decide if you want a partner and advisor.

03

Begin Our Onboarding Experience

We make it stress free. It's an experience, not a process.

FINANCAL PLANNING

FINANCIAL

PLANNING

A Comprehensive Approach

Financial planning is often full of jargon and confusing language. Our job is to make things understandable and give you confidence in your retirement. 

As a part of our process, we cover:

  • Retirement Income & Social Security Strategies

  • Insurance & Estate Planning

  • Taxes in Retirement

  • Charitable Giving & Wealth Transfer

Our process entails:

  • Accounting for all of your assets and liabilities (investments, real estate, art & antiques)
     

  • Understanding your concerns and goals for the future (Retirement, Education, Charitable, Legacy)
     

  • Building a comprehensive set of financial projections (Balance Sheet, Tax, and Cash Flow)
     

  • Identifying opportunities for various trust and tax strategies  
     

  • Creating a custom, tax efficient investment portfolio that minimizes risk while maximizing tax-adjusted return

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Historic buildings in Lexington, Kentuck

MANAGEMENT

INVESTMENT

We take a research-based approach to our investing by balancing lowered risk, better returns, and income you can count on.

We use a mixture of traditional investments like stocks and bonds, along with alternate investments, to provide a diversified, low-cost, and tax-efficient portfolio.

 

We use innovative approaches like Direct Indexing, along with proper asset location, to minimize your taxes.
 

We Believe

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Markets

Are Efficient

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Expenses

Matter

Stopwatch

Market Timing is Impossible

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Diversification Works

Philosophy

  • Controlling costs is critical.  We use index funds as a means of controlling expenses, which keeps more money in your pocket.
     

  • We keep turnover to a minimum. We're not going to place trades unless it's in your best interest.
     

  • Discipline matters.  We don't make investment decisions based on emotion.
     

  • Diversification is key.  Broad equity and fixed income diversification is the key to managing risk.
     

  • We aren't stock pickers, nor do we try to beat the market. Evidence shows this to be a fools errand.  Investing, when done well, is boring.

INVESTMENT MANAGEMENT

Non-Profit Investment Management

Investing for Non Profit organizations requires a different set of services than investing for individuals.

We developed our outsourced Chief Investment Officer (CIO) service for non-profits to provide low cost, fiduciary investment advice to organizations needing assistance managing their endowments or other long-term funds. 

 

By partnering with us, non-profits are able to focus on their mission, while we handle the investment process. We're also able to help with planned giving opportunities, questions arise.

Investment Management Governance

Before building a portfolio, we will work with your leadership and board to build an Investment Policy Statement and spending policy specifically for you.

Your Investment Policy Statement will be structured to incorporate both industry best-practices and conform to UPMIFA.

Investment Management Oversight

Our systematic approach uses traditional investments like stocks and bonds, along with certain alternative investments, to build a the right asset allocation for your organization.

 

Our proactive approach combines both active and passive management to better manage risk.

Investment Reporting

We will meet with your board, executive committee, or finance committee quarterly to review your portfolio.

We'll also work directly with your leadership to provide updates on potential investment and charitable giving changes that might affect your non-profit.

Non-Profit Asset Management Fees

.25% annually, no matter the portfolio size

Cost is a huge factor in non-profit investment performance, so it's important to know what you're paying. 

​​​

According to an investment management fee survey by the Commonfund Institute, the average total cost for endowment and foundation portfolios less than $25 million is 1.72%

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Putting that difference into perspective, here's the difference in annual fees for a $2,000,000 foundation.

Average Financial Advisor: $34,400.00

Plentiful Wealth OCIO: $8,400

That's a $26,000 savings...each year!

 

That can be spent advancing your mission through additional services, hiring employees, or on supplies.

Non-Profit Investment Management

Who We Help

We Do Our Best Work With

Successful Retirees and Pre-Retirees in or near retirement

Diligent savers with retirement investments of $500,000 or more

Who want a partner for the transition into retirement and beyond

Who We Help

Meet the Team

CONTACT
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CONTACT

jeb@plentifulwealth.com

606.775.0246

1627 Greenup Ave Ste 217

Ashland, KY 41102

125 S 6th St, Ste 301

Louisville, KY 40202

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